Independent, fee-only financial planning for individuals, families, and healthcare professionals. No commissions. No conflicts. Just advice that puts you first.
Fedak Financial Planning is the only truly independent fee-only fiduciary firm located in New Milford, CT. We work exclusively for you and are not affiliated with any broker-dealer, insurance company, bank, or investment product manufacturer. There’s no parent company setting sales targets, no proprietary products we’re required to recommend, and no commissions influencing our advice.
Our compensation is provided solely by the fees you pay for our services. That means we succeed only when you succeed and our recommendations are based purely on what best serves your financial goals.
At Fedak Financial Planning, we work with individuals and families from many backgrounds. My prior career as a Physician Assistant, has allowed me to better understand the needs of healthcare professionals including Medical Doctors, Registered Nurses, Physician Assistants, Nurse Practitioners and therapists. We help to navigate complex financial decisions specific to their chosen field, understand how best to approach outstanding education loans, as well as to efficiently consolidate retirement accounts and properly plan for their family’s future.
We provide comprehensive financial planning, offering multiple ways for us to work together depending on what fits your needs.
For clients who desire comprehensive financial planning along with ongoing guidance and investment management, we have a tiered subscription service. This is based on whether you are single or married as well as the plans required level of complexity. We review all aspects of your financial life, create the plan, and implement it together, meeting routinely. We closely monitor changes and adjust the plan accordingly to keep you on track as your life evolves.
For clients who desire a one-time comprehensive plan as well as guidance on specific financial decisions. This can include focused planning items such as retirement income strategies, Roth conversions, cash flow and budgeting analysis, education funding, estate planning coordination and more. If desired, it is possible to convert to a subscription-based engagement from here with discount.
As a fee-only fiduciary, we never earn commissions on any strategies we recommend. This means our advice is based solely on what’s best for you and you receive unbiased guidance every time.
We don’t just instruct you – we help you understand why. Our goal is for you to feel confident and informed about every financial decision. You’ll understand the trade-offs, the reasoning, and how each piece fits your bigger picture.
No jargon, no hidden fees, no runaround. You’ll always know what you’re paying, why you’re paying it, and how to reach us when you need guidance.
Your financial life doesn’t fit in a box and neither does our planning. We look at the whole picture – investments, taxes, retirement, insurance, estate planning, education planning, and more – and how all the pieces work together. Every plan is built specifically for your situation and goals.
Financial planning isn’t really a one-time event. We certainly can do a one-time plan if that is what you are looking for but remember that markets change, tax laws evolve, and your life circumstances shift as you age. We are here for you long term to adjust strategies, answer questions, and help you navigate whatever comes next.
We are proud to partner with Core Planning, a Registered Investment Advisory firm that shares our values of collaboration, integrity, and generosity. As independent financial planners within the Core Planning community, we maintain the freedom and flexibility to serve you with personalized financial advice that always puts your best interests first, while benefiting from shared resources, operational support, and professional collaboration. This allows us to focused on delivering truly outstanding service to our clients.