Large bold letters spelling “FEDAK” with a scenic mountain landscape and sunrise inside the letters; “FINANCIAL PLANNING” is written below in plain, capitalized text.

About Fedak Financial

Our Services & Fees

We believe financial guidance should be objective, accessible and only based on what’s best for you. That’s why we provide fee-only financial planning. All fees are paid directly by our clients. There are no commissions or product-based compensation. Our advisory services are provided by Jay Fedak, CFP® in association with Core Planning LLC, a Registered Investment Advisor.

If you have any questions or are thinking about how a financial plan can be of benefit to you, please feel free to call us or send Jay an email to discuss it further: 860-750-9200, jfedak@corepln.com

Essential planning

Single individuals

Normal financial complexity

$3,000 annually – billed monthly or quarterly – no AUM fees- up to 2 Meetings per Year

CORE PLANNING

  • Initial comprehensive financial plan and annual updates
  • Net worth and cash flow analysis
  • Retirement analysis and savings projections
  • Investment portfolio review and allocation
  • Investment management

TAX & BENEFITS

  • Tax planning and review
  • Social Security planning
  • Medicare planning (if applicable)

PROTECTION & ESTATE

  • Insurance needs review
  • Estate planning review

ACCESS

  • Email and portal access between meetings
  • Right Capital client portal

Comprehensive planning

Couples and higher complexity financial situations

(multiple income streams, complex employee compensation, pension decisions, long-term care needs, Couples estate planning including trust, gifting, and legacy planning)

$5,000 annually- billed monthly or quarterly – no AUM fees – up to 4 Meetings per year 

INCLUDES EVERYTHING IN TIER 1, PLUS

  • Couples financial planning
  • Higher complexity financial situations
  • Coordination with estate attorney and CPA if needed
  • Unlimited access to your CFP®

One-time foundational financial plan

$3,000 one-time fee for singles

$4,000 one-time fee for couples

A full, written financial plan built around your specific situation and goals. This is for those who want a comprehensive financial plan without an ongoing commitment. Plan to be delivered in a dedicated review meeting.

COVERS

  • Retirement feasibility analysis
  • Complex financial decision making
  • Cash flow analysis
  • Tax Planning opportunities
  • Insurance review
  • Social Security timing, and more.
This would be ideal for those seeking a professional roadmap they can implement on their own. 
 
Note: Clients who later transition to an ongoing subscription within 12 months would have their one-time plan fee applied toward a subscription plan. These plans would return to their listed annual fees in the following year. 

Additional Information

Tiered fees are based on household status and the complexity of services. All fees are disclosed and agreed upon in advance through a written agreement. Clients of subscription services receive investment management services with no additional AUM charges.