About Fedak Financial

Our Services & Fees

We believe financial guidance should be objective, accessible and only based on what’s best for you. That’s why we provide fee-only financial planning. All fees are paid directly by our clients. There are no commissions or product-based compensation. Our advisory services are provided by Jason Fedak, CFP® in association with Core Planning LLC, a Registered Investment Advisor.

Comprehensive Financial Planning

One-Time Engagement

$3,000 – $4,500 (depending on complexity)

Designed for individuals, families and medical professionals seeking a comprehensive financial plan without an ongoing advisory relationship.

Services may include:

  • Cash flow and net worth analysis
  • Retirement planning and projections
  • Investment strategy and asset allocation guidance
  • Tax planning considerations
  • Insurance and risk management review
  • Estate planning coordination and review
  • Written financial plan and review meeting(s)

Ongoing
Financial Planning

Flat Annual Fee

$3,600 – $6,000 per year (depending on complexity)

Designed for clients who want ongoing advice, coordination, and proactive planning throughout the year.

Services may include:

  • Ongoing financial planning and advice
  • Annual plan updates and projections
  • Investment strategy guidance
  • Tax planning coordination
  • Insurance and estate planning oversight
  • Periodic meetings and email access

Fees are billed either monthly, quarterly, or annually.

Hourly
Financial Planning

Limited Scope Engagement

$250 per hour (minimum 3-hour engagement)

Designed for clients who need guidance on a specific financial question or decision rather than comprehensive or ongoing planning.

Examples include:

  • Retirement or benefit elections
  • Investment allocation review
  • Tax-planning strategy review
  • Second-opinion financial advice
  • Overall situational review or a second set of eyes on your current financial plan

Hourly engagements are limited in scope and do not include ongoing monitoring unless separately agreed.

Investment Management

Optional Add On

Investment management services are offered only in conjunction with financial planning and include portfolio construction, implementation, and ongoing monitoring.

Asset-Based Fee Schedule:

  • $0 – $750,000: 0.80%
  • $750,000 – $1,500,000: 0.75%
  • Over $1,500,000: 0.50%

Fees are tiered and calculated based on assets under management. Investment management fees are billed on a quarterly basis and may be deducted directly from investment accounts or billed separately, as agreed upon in advance.

Investment Management Fee Example:

  • Assume a portfolio value of $500,000.
  • Annual fee at 0.80%: $4,000 per year
  • Quarterly billing: $1,000 per quarter

Additional Information

Fees vary based on the scope and complexity of services. All fees are disclosed and agreed upon in advance through a written agreement. Clients are not required to engage in investment management to receive financial planning services.